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About Bernie Kalmus
Advice for New Home Buyers
Always persevere.
Bernie was terrific
“I am doing a 3-month review, just to ensure the hand off was satisfactory. Bernie was incredibly helpful, knowledgeable, and patient with me, even though I asked a LOT of questions and spent more time than most on due diligence. Servicing has gone smooth, and everything is now set up on autopay.”
—Daniel from Salt Lake City, UT
Bernie was steady and knowledgeable
“Great mortgage professional - very nice manner on the phone. Went through various options during the application process . NBKC is a preferred company though Costco. Low fees. Modern technology for uploading documents.”
—jxkisk from Oxford, CT
Bernie - Professional and Dedicated
“Excellent and Professional Service. Bernie kept us informed throughout the process. Always there to answer our questions and addressed our concerns as well. Appreciated.”
—kappplace from Woodbridge, VA
Easy, Simple and Fast
“Bernie made the refinance process so easy. Available to answer every question I had within minutes of me asking. The entire process was less than a few weeks from start to finish and Bernie takes care of everything. Would recommend him highly.”
—gta8075@aol.com from Tuckerton, NJ
Fantastic Lender Experience!
“I was recommended by a friend who had used Bernie in the past and I'm very glad he did! From the moment we first chatted to the very end, Bernie was always available and willing to take the time to answer questions and explain the lender process. It really made the entire home buying experience much more enjoyable. Think about that for a second-my lender experience was enjoyable. Probably won't see that in too many other lenders reviews! That is why I highly recommend using Bernie for your lender needs!”
—Justin P. from Mobile, AL
Bernie is the best!
“Like the title says, Bernie is the best. He is professional and works extremely quick. He puts care in everything he does. Would always recommend him if someone were to ask me.”
—fournier matthew355 from Attleboro, MA
Fast and easy Re-Fi
“This is the 4th time we've had the privilege of working with Bernie and his team from NBKC and we've never been disappointed! Bernie provides the best customer service, keeping us in the loop the along the entire process. You CANNOT beat the rates from NBKC! The entire process was easy and convenient; even the closing was completed at our home. Can't thank you enough Bernie!”
—Matt Krueger from Houston, TX
Smoothest Refi Ever
“Couldn't be happier. Refi'd last year with a different lender and the process was rocky. NBKC was the smoothest process ever. Uploaded a few documents the first day then sat back and waited. No hassle. Great experience.”
—TK20 from Las Vegas, NV
Bernie
“We were very pleased with Bernie throughout the purchasing process. H has outstanding customer service skills and is extremely versed in all all loan particulars. It took us almost 9 months to find a home and Bernie was a great help through it all.”
—guilddawn449 from Saint Charles, MO
Bernie Kalmus /NKBC
“Bernie communicates well and worked hard to get loan completed. I was disappointed with some of new banking fees and procedures. I was happy to have an experienced loan officer navigate the loan process. Bernie is a great and very knowledgeable loan officer. Doug French”
—dtfrench99 from Boise, ID
Get to know Bernie
What is your favorite sports team?
Kansas City Chiefs & Royals
What is something that people would be surprised if they knew about you?
I'm an Eagle coach for a Boy Scout Troop.
What is on your bucket list?
Spending a month in Europe.
What aspect of your job are you most passionate about?
Taking care of my fellow Veterans
Where did you grow up?
Kansas City, MO
What are some of your hobbies?
Flying drones
Before working at nbkc, what was the most unusual or interesting job you've ever had?
U.S. Army flying helicopters