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About Andy Adkins
Advice for New Home Buyers
Enjoy the process and have fun looking for your new home! I’ll make the lending part simple, fun and easy. Stay positive and know you will find the perfect place at just the right time. When you find the perfect one, write the seller a letter about why you and your family are perfect for the home and how you will fill it with love, joy and take awesome care of it!! Believe me, they care and this will make you stand out.
Setting High Bar in Lending Industry
“Andy Adkins is a blessing to his community. Work is worship and his craftmanship comes through in the kindness and sharpness of his communication with the customer, underwriting officers, supervisors, real estate agents. Andy is the best lending officer I could have asked for my home purchase in CA. He went above and beyond in communicating with my agent through time difference to clarify items for a smooth closing. Andy keeps communication channels open and no question is silly, small or stupid. As a new home buyer, I truly appreciated this demeanor as there are many questions in the mind of a customer. Andy sets a high bar of customer service in the lending industry and I cannot recommend him enough!”
—Gini from San Jose, CA
One of a Kind
“Andy is one of kind 'Super'lender. He is agile, communicated with all parties involved, including his internal team. His dedication is truly to help people close home loans and genuinely want to make a home buying experience smooth. I cannot recommend Andy and NBKC bank enough! ”
—Ragni M from San Jose, CA
Andy did an excellent job on my Refinance
“I had an excellent experience working with Andy on my refinance. It was my first time doing one so I had a lot of questions. He was knowledgeable and patient as he answered all of my questions and advised me on the best options to select given my situation. I'm happy with the rate and closing costs that I got and now understand the workings of refinancing so much better than I did before.”
—Michael from Overland Park, KS
Andy is the best and easiest to work with to finance your home purchase.
“What can I add to the rest of these stellar reviews. I AGREE! Andy was always available during our process of securing our home in TN and selling our home in NC. He was always going above and beyond to make sure everyone in the process had all the documents and information they needed so nothing fell through the cracks. If you want a low drama, easy and smooth home finance, then get ahold of Andy like yesterday. At the end of the whole process I felt like Andy was a friend. I will absolutely recommend and use him again.”
—Dan Admonis from Mount Pleasant, TN
Lender Review
“As first time homebuyers, I cannot thank Andy enough for helping me and my wife navigate the process of purchasing our home. Andy made himself available at all hours of the day for any questions we had (believe me, there were a lot). When I spoke to Andy, I felt like I was talking to a friend rather than being treated like just another client. As much as we appreciated Andy as a person, we really appreciated his honesty and transparency on the business side of the house. We received a full explanation of everything we were paying for rather than being left to guess what all the charges were actually for. As VA homebuyers, my wife and I went back and forth on whether or not to put forth a down payment. Andy crunched the numbers several times for us to help us make the right decision. On top of that, he helped us secure a super competitive rate given today’s market, and we even walked out with a check at closing! ”
—Skyler Kirby from Oklahoma City, OK
Timely and efficient
“I have worked with this lender multiple times. As always the whole process from start to finish was seamless. Pre approval was easy, as was approval. Appraisal was done very quickly”
—hewettd from Georgetown, TX
Best Loan Officer I've ever worked with!
“Andy assisted us with multiple mortgages (purchase process & refinance) and I cannot recommend him enough. He patiently provided us with various options to help us get the best financial outcome. NBKC has some of the best rates around. He made himself available to discuss any questions that came up during the process, big or small. Definitely the right person to have on your team when navigating the mortgage process!”
—d adams226 from Woodstock, GA
Couldn’t ask for a better lender!
“Andy was incredible to work with. I first reached out just to ask how to prepare to buy a home, and a year later when I was ready, he helped me close the deal. As a young, first-time buyer, I had a lot of questions and Andy answered every single one with patience and clarity. He was always available, extremely knowledgeable, and truly cared about helping me succeed. I highly recommend him. I cannot stress enough how much of a help Andy has been EVERY single step of the way. I will recommend him every day of the week!”
—Jorge Rosas from Baton Rouge, LA
Andy was Fantastic!
“I had an outstanding experience working with Andy from start to finish. He was incredibly responsive, always quick to answer questions and provide updates, which made the entire process feel smooth and stress-free. His knowledge and expertise were evident in every interaction—he took the time to explain each step clearly and ensured I felt confident in every decision. What truly set him apart was his professionalism and dedication. No matter how small my question was, he was always patient, thorough, and willing to help. It’s clear that he genuinely cares about his clients and goes above and beyond to provide exceptional service. I would highly recommend him to anyone looking for a reliable, knowledgeable, and responsive loan originator. Working with him made what can often be a stressful process feel seamless and well-managed.”
—Marion Kimani from Jacksonville, FL
Helpful, responsive and knowledgeable
“We worked with Andy to buy our first home, and again on a refi as rates dropped. He was superb on both occasions. Other lenders we approached for a quote would take days or even weeks(!) to respond. I worry a bit for anyone who is so attached to their technology, but as a customer, it was amazing to have answers to questions literally within minutes. And boy did we have questions! Andy was terrific at holding our hands through the process, explaining the alternative options, and helping us make the right decisions. As the dust has settled, and we've evaluated our choices, it's only confirmed that we made the right choice in working with Andy. Buying a home is so stressful and confusing, but it helps a lot to have a great partner at the bank. ”
—user2072844 from Tacoma, WA
Get to know Andy
What is your motto or personal mantra?
What you focus on grows, so focus daily on the positive outcomes you desire in your life and they will absolutely come true.
What is something that people would be surprised if they knew about you?
I make an award-winning cherry pie from scratch. As a kid, my grandmother Helen always made me one every time I went to the farm to visit. She never had a recipe written down so when she lost her memory, I lost the best pie ever made. Store pies are awful, so I researched and tried tons of recipes before finally finding one that was close. After a few tweaks I had it and won 2 pie contests with it! I use her old rolling pin when I make the crust. Thanks Grandma!!
What is your favorite sports team?
Kansas City Chiefs
What’s your alma mater?
I played football at Butler County Community College in El Dorado, KS before receiving a full scholarship at Fort Hays State University in Hays, KS. Go Tigers!
What is on your bucket list?
Riding a bull.
What aspect of your job are you most passionate about?
Being a fun, energetic partner for my customers and helping them achieve the American dream of home ownership.
Where did you grow up?
I grew up in Bonner Springs, KS and married my high school sweetheart, Kristy.
What are some of your hobbies?
Spending time with my beautiful wife, riding our horses, travel, bootcamp style workouts, and reading inspirational self-help books.
Before working at NBKC, what was the most unusual or interesting job you’ve ever had?
In high school I helped my neighbor build houses over my summers. The only thing he contracted out was the foundation, HVAC, and shingling the roof. We built the whole thing and I learned all of it. I can fix, build, wire and plumb anything as a result of that learning experience.